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Who said you don’t get returns in short term, try investing your money in these 5 places, you will get bumper profits in just 3 years.

Who said you don’t get returns in short term, try investing your money in these 5 places, you will get bumper profits in just 3 years.
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Last Updated:November 14, 2025, 09:03 IST

Short Term Investment Options: For short term investment, you can get good returns by investing in savings account, fixed deposits, liquid funds, and some other options. Even inflation will not affect this investment option. This option is perfect for those people who do not want to take any risk.

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Many people think that investing money in short term does not give returns. But the truth is that if you invest in the right place, you can get bumper profits within 1 to 3 years. If you are thinking that we are talking about the stock market then it is not so. Safe options for short term can also give you big returns.

YouTuber Ankur Wariku has given five ways in his shorts video that can increase your money. Short term means one to three years. During this period, if you invest money in stocks then lakhs of rupees may get stuck. Now if we talk about safe investment option, the first option is the easiest and this is savings account. Yes, the same account in which your money remains. If you choose the best bank for this, you will get 3.5 to 4 percent interest. You can get good benefits from this throughout the year. Even inflation will not affect this investment option. This option is perfect for those people who do not want to take any risk.

Invest in fixed deposits

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The second investment option is fixed deposit i.e. FD. This also happens in banks only. Deposit the money for a fixed period of time and you will get 5.5 to 6 percent interest for sure. Banks give more interest to senior citizens. This can also lead to tax saving. The impact of inflation will be much less than this. But if inflation increases then the returns will remain nominal.

liquid funds

Now the third option is liquid funds. These come under the category of mutual funds. Here one can get returns of 6 to 6.5 percent, in some cases even up to 7 percent. There will be no effect of inflation on this also. Meaning your money will actually increase and you will also get the benefit of liquidity. It is also much safer than equity. This is best for short term parking. Liquid funds also have many other benefits. As such, you can withdraw your money easily, as redemption requests are usually completed within 24 hours. You can invest for a few days or months as per your need, and there is no exit load for withdrawals after seven days.

Arbitrage Funds

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These funds take advantage of the intersection between stocks and derivatives. Talking about its returns, you can get 7 to 8 percent. But this works well only when the market is volatile, meaning it is going up and down. You may get slightly lower returns in a less volatile market. Arbitrage funds take advantage of different prices in the spot market and futures market for stocks or other securities. Because assets are bought and sold at the same time, they are less risky.

Corporate Bond or Corporate Debt Funds

They invest money in bonds of companies. Up to 9.5 percent can be found in it, which is much more than the rest. Will beat inflation easily. But there is some risk in it too but not as much as the stock market. In this you can get double the return of FD. If the company defaults, there may be loss. Therefore choose bonds with good ratings. Also keep in mind that you keep your portfolio diversified. This is a great option for high returns in the short term.

These five options will change your short term investments. Along with this, it is important for you to talk to your financial advisor before investing. Don’t be hasty in investing.

Tags: bumperDonthow to invest in save optionsinvestinginvestment optionsmoneyplacesprofitsReturnssave options to invest your moneyshorttermwhere to investyears
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