IndiGo Airlines is facing a major Operational Crisis for the last 7 days. Till now around 5,000 flights had been cancelled. After the intervention of the Government and the Court, operations have started becoming normal and the company is now operating 1800 flights daily. Due to cancellation, IndiGo has also issued a refund of ₹827 crore to the passengers. But for many travelers, refunds are stuck, reduced or rejected – in such cases, Travel Insurance and Credit Card Insurance can prove to be very useful. Travel Insurance covers loss of Non-Refundable Tickets, Hotel Bookings, Pre-Booked Activities. Allowance ranging from ₹ 1,000 to ₹ 5,000 is available on flight delay without showing the bill. However, there are some exclusions—such as airline error, crew shortage or documentation issues—that may result in the claim being rejected. Many premium and mid-tier credit cards already include travel insurance, but people don’t take advantage of it. Only 3-4% people in India buy travel insurance, whereas 50% in the US and 60% in Germany. In the uncertain situation of aviation and geopolitics, taking travel insurance has become more important than ever.
