Best Credit Cards for Grocery Shopping: In times of inflation, everyone’s aim is to get more food for the house for less money. If you shop from supermarkets or online grocery apps every month, some credit cards can bring significant savings to your pocket. Through these cards you can get cashback, reward points and special discounts. Nowadays there are many credit cards that offer 5-10% cashback or discount on grocery shopping.
Swiggy HDFC Bank Credit Card
If you order grocery from Swiggy Instamart and pay with this card, you get 10% cashback. In this category you can earn cashback up to ₹ 1,500 every month. Apart from this, 5% cashback is available on spending on Amazon, Flipkart, Nykaa, Ola, Uber and other e-commerce platforms. The joining/renewal fee of the card is Rs 500, but if you spend Rs 2 lakh in a year then the renewal fee is waived off.
HSBC Live+ Credit Card
Through this card, 10% cashback is available on dining, food delivery and grocery. You can get real cashback up to Rs 1,000 in one billing cycle. 1.5% unlimited cashback is available in all other categories. The annual fee of this card is Rs 999, which is completely waived off after spending Rs 2 lakh annually.
Tata Neu Infinity HDFC Bank Credit Card / Tata Neu Infinity SBI Card
If you do grocery shopping on BigBasket or BB Now through Tata Neu app, then you get 5% NeuCoins from this card. Apart from this, you can get up to 5% extra NeuCoins through NeuPass. The joining/renewal fee of this card is Rs 1,499 and if you spend Rs 3 lakh in a year, then the renewal fee is waived off.
Airtel Axis Bank Credit Card
With this card, you get 10% cashback on purchases made on Swiggy, Zomato and BigBasket. By combining all three platforms, you can earn cashback up to Rs 500 per month. The joining/annual fee of this card is Rs 500, but this fee is waived off after spending Rs 2 lakh in a year.
Amazon Pay ICICI Bank Credit Card
This is a co-branded card of Amazon and ICICI Bank. Through this card, Prime members get 5% and non-Prime members get 3% unlimited cashback on purchases from Amazon app/website. Cashback is credited to Amazon Pay Wallet within 3 days of bill generation. This is a lifetime free credit card.
