Things to do before 30th November: The month of November is about to end. With the end of the month, the timeline for completing many important tasks will also end. In such a situation, you will be left out of taking advantage of many banking facilities, so there is still four days time, complete these tasks immediately. Let us know what tasks you have to complete before the end of the month of November:-
submit life certificate
In order to continue receiving pension on time, all pensioners in India have to submit their Life Certificate (LC) or Jeevan Pramana to the pension granting agencies on or before the deadline of 30th November every year.
Central and state government employees receiving pension can either personally go to the concerned authorities and submit the documents or now they also have the option to submit digital LC within the deadline. If you do not submit your life certificate by 30th November, your pension may be stopped. In case of delay, your pending pension will come only when the LC sent by you gets approved by the Central Pension Processing Center (CPPC).
Deadline for updating KYC
If you are also a customer of Punjab National Bank (PNB), then you too must have received a reminder message to update KYC (Know Your Customer) by September 30, 2025. If KYC is not updated by this date, your account will be banned and you will not be able to make necessary transactions from it. It is very easy to update KYC.
If you want, you can update KYC through PNB ONE mobile app, internet banking, email or SMS, WhatsApp banking or by visiting your nearest branch. Updating KYC is not just a regulatory requirement, but it is also necessary to verify identity, prevent fraud and maintain continuous access to all banking services. Due to security reasons, if KYC details are not updated, sometimes there is a risk of account getting frozen, which can affect withdrawal, KYC transfer and other services.
Transfer from NPS to UPS
Central government employees are being given another chance to shift from the National Pension System (NPS) to the newly launched Unified Pension Scheme (UPS). Earlier its deadline was from June 30 to September 30, which was later extended to November 30, 2025 and now perhaps this may be the last chance.
You can shift from NPS to UPS completely on your own will, which will have a huge impact on your retirement planning. Many employees find UPS more beneficial because of its defined-benefit structure and more stable income after retirement. Failure to opt-in before November 30 means that by default they will continue to work under the existing NPS structure.
