Home loan being available here at the lowest rate, know how much EMI will have to be given on a home loan of Rs 75 lakh

In such a situation, if we see the list of banks and high usance finance companies (HFCs), who give home loans at the cheapest rates, then the government banks are at the top. But, private sector banks like Kotak Mahindra Bank are also at the top. Kotak Mahindra Bank is also offering home loans to its customers at the rate of 6.75 percent. After this, Punjab National Bank (PNB) is the second largest government sector, offering home loans at the rate of 6.8 percent.

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One thing is also worth noting that apart from these top 15 lenders, there are many lenders who are offering home loans at almost the same interest rate. ICICI Bank and HFC sector giant HDFC are offering home loans at the rate of 7 per cent. Whereas, State Bank of India in the public sector is offering home loan of Rs 75 lakhs at the rate of 7.2 percent.

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Data on public and private sector banks and housing finance companies listed on BSE have been collected here. This details of interest rates are also available on the website of National Housing Bank. In this, the interest rate has been chosen for a home loan of Rs 75 lakh. This figure is only till 7 January 2020.