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UPI payments can be made through RuPay Credit Card. Today we are going to tell you about the top 5 such credit cards on which you can get cashback ranging from 1 percent to 5 percent.
New Delhi. Digital payments have now become a part of our everyday life. It hardly happens that there is UPI app in the mobile and payment is not made immediately. But now Unified Payments Interface i.e. UPI has become not only convenient but also a means of saving, if you use the right credit card. Let us tell you that you can make UPI payment through RuPay Credit Card. Today many banks are providing such credit cards through which you can get 1 to 5 percent cashback on payment through UPI i.e. you can get the benefit of cashback on grocery, petrol, online orders, cab booking, utility bills etc.
The biggest advantage of using UPI credit card is that your bank balance does not reduce, rather the payment is done through credit card and you can deposit money till the due date. Also, reward points or cashback are available on every payment. Here we are telling the top 5 credit cards of the country for UPI payments, their cashback structure and features.
Yes Bank Click RuPay Credit Card
This card offers cashback ranging from 1.5% to 5% on everyday UPI payments. There is no joining or annual fee for this card i.e. it is completely lifetime free. No physical card is issued, only virtual card will be available. This card is special for those who use Scan & Pay daily and want savings on every payment. Non-Qiwi members get 1.5 percent cashback on UPI payments. If you take Kiwi membership of Rs 999, you can get 2 to 5 percent cashback on UPI payments. You can transfer cashback/Kiwis to the linked bank account.
Axis Bank SuperMoney RuPay Credit Card
Axis Bank SuperMoney RuPay Credit Card is a co-branded card of Axis Bank and Flipkart Group’s fintech company Super Money. This is a lifetime free credit card. This means that you will not have to pay any joining or annual fee for this card. You will get this card in virtual as well as physical form. You can earn 3% cashback on payments made through this card through SuperMoney app. However, you can get maximum cashback of Rs 500 per month. You can transfer cashback to the linked bank account.
Tata Neu Infinity HDFC Bank Credit Card
If you keep doing shopping or bill payment through Tata Neu app every day or want to use credit card for UPI payment, then Tata New Infinity HDFC Bank Credit Card can prove to be a great card for you. You can get 1.5 percent cashback on UPI payment through this credit card. In this category you can earn maximum 500 NeuCoins per month. You can redeem NeuCoins in the Tata Neu app or in Tata stores. The joining/renewal fee of this credit card is Rs 1499. However, the renewal fee is waived off if Rs 3 lakh is spent in a year.
Slice Super Card
Slice Credit Card is a lifetime credit card. This card has been introduced by Slice Small Finance Bank. By making UPI payment through this Rupay credit card, you can get unlimited cashback of 1 to 3 percent. These cashbacks are available in the form of monies. You can redeem Monies through Slice app and withdraw the money into the linked bank account.
PhonePe SBI Card SELECT BLACK
This card is issued for both RuPay and Visa platforms. If you want to make UPI payment then you will have to apply for RuPay card. If you make UPI payment through this card, you can get 1% cashback. You can get maximum reward points of Rs 2000 per month on UPI payment. Here the value of 1 reward point is Rs 1 and can be redeemed as statement credit or gift voucher on the SBI Card Rewards portal.
