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Nowadays the craze of destination wedding is increasing rapidly in India. For this, places ranging from the palaces of Rajasthan to the beaches of Goa are being preferred. But lakhs of rupees are spent on these wedding ceremonies, due to which many couples end up exhausting their savings. In such a situation, the question arises that if these Rs 20 lakh are invested in SIP, how much can the future change?
New Delhi. Today’s generation does not consider marriage just a ritual, but a grand celebration. With the increasing trend of destination wedding in Ooty, Goa, Udaipur or abroad, the budget is also skyrocketing. Even a typical destination wedding in 2025 can cost upwards of Rs 20 lakh. Middle class families often resort to their savings, PF, fixed deposits or even personal loans. The marriage becomes memorable, but the financial pressure continues for many years. In such a situation, it is important to understand whether this expense is really necessary or is there a better option.
Investing in SIP: How big is the future of Rs 20 lakh?
If these Rs 20 lakhs are invested instead of being spent on a wedding, then the economic scenario of the future can change completely. For example, investing Rs 17,000 every month in SIP for 10 years makes a total investment of Rs 20.4 lakh. Assuming an estimated annual return rate of 12 percent, then a return of around Rs 17.69 lakh can be earned on this and the maturity amount reaches Rs 38.09 lakh. This means that today’s Rs 20 lakh will almost double in ten years and become a strong fund. This amount can be important for major financial goals like down payment of a house, child’s education or retirement planning.
Marriage of memories, investment of tomorrow
Many couples say that a destination wedding is a ‘one-time’ event, so the expense is justified. But financially savvy couples believe that marriage is just the beginning and the beginning should be strong. Destination wedding gives happiness for a few days, while the investment keeps increasing every day. Small and simple celebrations not only give emotional satisfaction but also strengthen future plans. Memories are made even at low cost, but wealth is created only through planning and discipline.
The decision is yours, but the thinking should be bigger
There is no choice between love and responsibility, there needs to be a balance. Celebrating marriage is as important as financial security. If you want, you can have a small ceremony, involve the family and at the same time lay the foundation for investing for future dreams. Destination weddings make beautiful pictures, but SIPs create financial freedom for years to come. It is wise to ensure the security of tomorrow along with memories. The choice in which direction Rs 20 lakh should go decides the priorities of life.
