In polluted areas like Delhi-NCR, health insurance claims are increasing so rapidly that insurance premiums may become more expensive in the future. Air Pollution related claims will increase from 6.4% in 2022 to 9% in 2025 i.e. a jump of 14%. In September 2025 alone, 9% hospitalizations are linked to pollution related diseases. The diseases: shortness of breath, heart issues, eye irritation, skin allergy Shock: Children below 10 years = 43% claims! This is 5x more than any other age group. Adults (31–40): 14% Seniors (60+): 7% Cost impact The cost of treating breath & heart diseases increased by 11% last year. Average air-pollution health insurance claim: ₹55,000 Average hospital cost: ₹19,000 per day Cities Most Affected: Delhi leads in Claims Ratio high: Bengaluru, Hyderabad Cases are also increasing rapidly in Tier-2 cities like Jaipur, Lucknow, Indore. Meaning the impact of pollution is failing even beyond the metros. In VIDEO we will breakdown how air pollution is silently increasing your health bills, insurance premium and hospital costs.
