New Delhi. If you are a customer of Punjab National Bank (PNB), then your every expenditure can now be more profitable than before. The reason is PNB’s reward points program, in which the more digital payments you make, the more reward points you will accumulate. Later, you can redeem these points on many types of services including mobile recharge, DTH recharge, shopping, gift vouchers, that is, your daily expenses can also become a kind of rewarding, that too without any additional cost.
What are PNB Reward Points?
PNB Reward Points are part of a loyalty program. Whenever you do any transaction through PNB’s debit card, credit card, internet banking or mobile banking app like bill payment, online shopping or ticket booking, the bank gives you points. These points keep getting accumulated in your account and you can redeem them when you reach a certain number. The special thing is that you do not need any complicated process for redemption, everything is done online. The validity of this reward point is 3 years.
For what purposes are PNB Reward Points available?
Punjab National Bank gives reward points to customers on many types of transactions. The amount of reward you will get for every Rs 100 spent also depends on the type of card.
1. Bill Payment- Points are added on every payment like electricity, water, gas, mobile postpaid bill, DTH recharge. Pay bills without extra charges and earn free rewards.
2. Online Shopping- On purchases made from sites like Amazon, Flipkart, Myntra, additional bonus points are available at some partner stores. If you shop online, savings are guaranteed on every payment.
3. Debit/Credit Card Transactions – By swiping the card at the POS machine
4. Digital Banking- Transfer through Internet Banking, Payment through Mobile Banking
How to redeem PNB Reward Points?
- Visit the official rewards website of PNB (https://rewardz.pnb.bank.in).
- Login with your customer ID.
- Click on Reward Catalogue.
- Choose the item of your choice like Electronics, Health Care, Gift Voucher, Recharge etc.
- Click on Redeem Now.
- Gift voucher arrives on your email/phone within seconds. Physical goods delivered directly to your address.
What can you buy with reward points?
PNB’s reward catalog is quite large. These include:
- Gift Vouchers- Amazon, Big Bazaar, Lifestyle, Croma, BookMyShow and many more
- Electronics- Bluetooth Speaker, Headphones, Power Bank Smartwatch
- Personal Care- Grooming Kit, Hair Dryer, Epilator
- Home & Kitchen- Blender, Toaster, Utensils, Home Decor
- Travel- Hotel Vouchers, Travel Accessories
The rewards catalog is updated every few months, so you get access to new products and offers.
Validity of PNB Reward Points
Often people keep collecting reward points, but forget to use them. PNB points usually have a validity of 3 years. Therefore, keep checking your points from time to time, so that they do not expire.
What benefits make this program special?
1. Earning on all types of payments
2. Absolutely free
3. Easy Redemption
4. Benefits of everyday expenses
If you are a PNB customer and are not yet availing the Reward Points Programme, you are giving up free benefits. Your daily payment habits like paying electricity bill, grocery shopping, mobile recharge or shopping can all give you additional benefits. There is an opportunity for savings hidden in every expense. Just get started and learn how to convert your points into rewards.





























